Indiana’s Tiny Home Rules and Regulations
Brian Campbell
Monday, September 18, 2023
Indiana’s Tiny Home Rules and Regulations
Indiana is one of America’s few states that have accepted the concept of tiny homes. It has a law called the “Log Cabin Rule,” which allows property owners to build a small home on their land. However, tiny homes on wheels do not fall under this jurisdiction.
Owning a house in today’s world is complex. With the current rise in inflation and the skyrocketing property prices, Americans can expect to spend almost half of their life saving up to buy a roof over their heads.
These deteriorating circumstances called for people to resort to minimizing their monthly spending on a home larger than they needed. And that gave rise to a concept called “tiny homes.” With the aim to offer affordable alternatives to costly properties, tiny homes can free you from living paycheck to paycheck.
The rules and regulations for tiny houses in Indiana change with each city, town, and county. So it is better to check each city’s specific laws before building one.
Some states in America have a comprehensive set of laws regarding tiny homes, but Indiana is not one of them. Although the entire state allows them, there are distinct rules in each city, town, and county.
Zoning regulations are the laws on the zones allocated to land. These zones or districts ensure that the land is utilized to its fullest by dividing it into separate parts for different uses. For example, most of the time, the division is based on commercial and residential usage.
According to the zoning regulations in Indiana, tiny homes fall under the Log Cabin Rule. This rule is rooted in the earlier days when the first Americans used their hands to build their homes or cabins for their residency.
According to the Log Cabin Rule, private homes built by individuals for their residency are allowed throughout the state. So even if your county has separate rules for tiny homes, they are allowed if you construct them and use them for your residence.
Can you permanently live in a tiny house in Indiana?
Yes, you can. The only condition is that you should build the tiny house on a foundation.
Thanks to the Log Cabin Rule in Indiana, you can build a tiny home and live in it for however long you wish.
Nonetheless, there is one condition. You should build the house on a solid, immovable foundation to qualify as a log cabin. And then you can live in it full time.
However, if you want to construct a tiny house on wheels (THOW), the law classifies it as an RV. You cannot live full-time in an RV, or a THOW, so use it only for recreational or temporary residence.
Do I have to pay property taxes for my tiny house?
Owners of tiny homes do not have to pay taxes for their downsized living. However, if your tiny house is on wheels, you will have to pay its parking fee.
Since tiny homes do not fall under good homes, the law exempts you from paying property tax for them. It is especially true if your tiny house is on wheels and you do not own a property for it.
However, depending on where you park, you may have to pay a parking fee for your THOW, which is still considerably less than property tax. Hence, living in a tiny home cuts the cost even more.
Are there tiny home communities in Indiana?
Indiana has quite a few communities supporting the minimalistic way of living. You can search online and join groups where you can get access to these communities that offer volunteering opportunities and long-term residence